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Free Credit Scores and Monitoring
On Credit Karma, you can get access to your credit scores and reports from TransUnion and Equifax, with weekly updates. Credit Karma analyzes your credit profile and makes product recommendations that could help you save money. If you get a product through one of their recommendations, the bank or lender pays Credit Karma, keeping the service free for users.
Equifax Credit Breach
The Equifax Data Breach: What to Do
If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.
Free Credit Report
Annual Credit Reports
This site is sponsored by Equifax, Experian and TransUnion so you have a single site where you can ask for all three of your free credit reports. Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion - to give you a free credit report every 12 months if you ask for it.
Financial advice for using prepaid debit cards as a bank account alternative, avoiding high fees with check cashing, getting a checking account even with a bad credit history, and how a secured credit card can help you rebuild your credit score.
Local Debt Relief and Credit Assistance
Credit Counseling of Arkansas
Non-profit Credit Counseling of Arkansas (CCOA) helps people master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop late fees, and stop collection calls. Make a free appointment to visit one of their Northwest Arkansas offices for in-person assistance.
FTC Dealing with Debt
Dealing with Debt
Debt collection, debt management, debt relief, debt settlement. Learn how to exercise your rights under the Fair Debt Collection Practices Act — and how to recognize debt-related scams and frauds.